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Micro & Small Business Toolkit 
by Financial Institutes

EffiaSoft with the vision to help micro and small business to manage their business smarter, faster and better ways using comprehensive yet easy to adopt solution such as Billing, Inventory, Procurement, CRM, Accounting and e-commerce on Cloud and Mobile platform.

On the other side the Just Billing sme toolkit solution provides financial institutes, payment providers to aggregate consumer behavior, expense pattern, supply and demand to offer focused and personalized products and services.

Payment only paradigm

sme toolkit solution
SME Merchant

Merchant

KK
Billing and payment reconciliation is highly manual
KK
Multiple hard copies for same transaction
KK
Rudimentary business management
KK
Transaction level margin calculation is difficult with reconciliation of gross payments

Financial Institute

KK
Compliance to RBI regulations
KK
Chances of payment frauds
KK
High cost of merchant acquisition
KK
No upsell opportunity
Financial Institute SME Toolkit

Solution – sme toolkit solution

SME toolkit solution
Modern SME toolkit

Values for Merchants

NN
Single point support
Single point support from institution with SME Toolkit with technology solution,
current account, SME loan, payment processing etc.
NN
Multi-Channel Sales
Sell at physical store using mobile billing solution and on-line with integrated e- commerce
NN
Save time and money
Save time and money by efficiently managing sales, payments, customers, inventory, taxes and expenses
NN
Increase Sales
Increase sales and customer footfall with loyalty, coupons and discounts
NN
Reduce Cost
Reduce operational and unmatched inventory cost
NN
Easy Reconciliation
Automated reconciliation of income, tax and expenses to see the growth curve

Values for Banks

NN
More MSME Customers
Enabling to acquire more Micro and Small Business
NN
Better governance
Bringing Micro and Small Business under one platform
NN
Know Customer’s customer
Aggregating consumer behavior, trends, expense pattern to offer focused and personalized products to end customers such as credit cards, loans, insurance etc.
NN
Personalized SME Toolkit
Aggregating MSME data to offer personalized SME Toolkit such as current accounts, SME loan, payment processing etc.
NN
Increase transaction revenue
Institution’s own payment interface to increase transaction revenue
NN
Own branding
Institution’s own branded solution and secure infrastructure

Why SME toolkit solution
by Just Billing !

Solution

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Multi-level aggregation engine
NN
End-point integration from all channels
NN
Highly suited for Multiple Business Verticals
NN
Ready to be sold with Multi-function mPoS device
NN
Designed for practical use – Online / Offline, Multi-Language

Technology

NN
Modern architecture reducing the cost of infrastructure
NN
Easy to integrate with other eco system solutions
NN
Multi-million Scalable – App, Users, Transactions
NN
Highly customizable and Innovative development framework
NN
Plug-n-play optional business modules available with the product
POS & Invoice App
Let’s connect to show you the capabilities of Just Billing sme toolkit solution and how it can help your financial institute.